Guidelines

Securities that qualify as collateral are Publicly and Actively traded stocks, mutual funds, bonds and Treasury Notes that are not restricted in any manner.

Minimum loan amount is $100,000
Minimum loan term is 3 years
OTC:BB and “pink sheets” securities do qualify.
Minimum average trading actively on stocks must be $50,000 per day. (Average volume x current share price.)

We do not ask for credit history, income, employment or the intended use of the funds.

What we are not able to use:
• 401(k)’s, IRA’s or any restricted retirement fund
• Money Market Accounts*
• CD’s*
• Annuities
• Gold or silver mines
• Commodities
• CMO’s
• SBLC’s
• Bank Guarantees or Warranties
• Private Notes or private Bonds
• Bonds that are coming due within 3 years
• Bearer Bonds
*can be converted to cash then securities may be purchased and used as collateral.